Articles (LIFE)

Articles (LIFE)

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Life Insurance Learning Center

Learn auto insurance types, coverage, and terminology so you can focus on finding the right plan for you. Read below to find out why auto insurance is so important, who needs it, what policy to get, and more.

Buying Life Insurance - Tips for First Timers

Are you at a loss for buying life insurance? If so, you aren't alone. Almost 40% of people in the United States don't have life insurance. Although it has its obvious benefits, choosing the right insurance can be a daunting prospect. There are a lot of options and jargon to decipher. Many people are so overwhelmed that they give up entirely. But it doesn't have to be this way.

 

Top 5 Facts to Know Before Buying Life Insurance

It’s never too early to start thinking about life insurance. Accidents and illness can happen at any time and planning to protect your family now ensures their protection in the future.

 

Top Question People Ask: How Much Life Insurance Do I Really Need?

Today, the life insurance industry is worth more than $40 billion or so. This means that you can research and choose whatever kind of life insurance plan is best for you. While cost isn't everything, you will definitely need to do some research until you find the most affordable plan for your life and lifestyle.

 

What You Should Know About Term Life Insurance

Term life insurance, also called term insurance, is a type of insurance policy that offers the insured a fixed rate that is paid in over a period of time, known as a "term." The insured has the freedom to negotiate a term, depending on how many months or years they may want the policy; however, after that term expires, the insured must then forego their existing insurance, which means they lose the policy, or they must restructure their package, which could mean paying different rates, including possible higher rates with adjustable interest rates.